We have made changes to our finance offer and are no longer accepting new applications for finance products.


Answers to some of the most common questions.

Existing customers

Already a customer, sign in now to view your balance and make a payment.

Terms and conditions

Our loan agreement terms and conditions can be found here.

Privacy notice

Privacy notice for Places for People Financial Services Limited. 

Unsecured Loan terms explained

Term What it means
APR This is the interest rate on your loan. APR stands for 'Annual Percentage Rate' and it is this amount of interest your loan charges over a year.
Debt consolidation If you have existing debts you can take out a new loan to pay them all off, leaving you with just one monthly payment to make.
Repayment period The amount of time it will take to repay your loan. The longer the repayment period, the smaller each monthly payment will be.
Representative example Before you get a loan quote, you may see a 'representative example' of what the loan is likely to cost. Depending on your circumstances, the deal you are offered may be slightly different.
Total amount payable The total amount you will repay over the course of your loan, including interest.
Total credit cost The total interest to be paid over the course of your loan.